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Auracle's intelligence layer aggregates data across accounts, assets, and liabilities into a single, coherent view. Users see what they own, what they owe, and how their money moves. Partners receive the verified signals they need to make confident decisions.
Up to 24 months of transaction history, categorized and enriched automatically. Users see spending patterns, recurring charges, and cash flow trends without manual tagging. Partners and compliance workflows receive structured, normalized transaction data — not raw bank exports.
Holdings across retirement accounts, brokerage accounts, and digital assets are surfaced in a unified view. Auracle does not custody these assets — it displays them. Users see their full net asset picture across every institution, not just the accounts that happen to be at a single bank.
Credit card balances, mortgage data, and outstanding loan obligations are included in the financial picture. This gives users and their advisors a true net worth view — assets minus liabilities — rather than a one-sided account balance summary.
Most financial platforms show you one institution at a time. Auracle's intelligence layer surfaces the complete picture — every account, every holding, every obligation — in a single, structured view. Users make better decisions. Partners get the signals they need.